Wedding Insurance

Friday, October 17, 2014

A wedding can set you back tens of thousands of dollars. That’s a lot of money for an event that is dependent on everything from caterers and weather to love itself.  You can’t guarantee that the wedding will go off without a hitch, but you can ensure that you are covered if the event goes terribly wrong (or, doesn’t go at all) with wedding insurance.

What does wedding insurance cover?   There are varying degrees of coverage available, so you will need to work with your broker to find the best fit for your situation.  Some of the coverage options are:


  • Cancellation: Whether it’s due to the forces of nature, a venue issue, or personal reason, or a reluctant bride or groom, sometimes cancelation is unavoidable.
  • Postponement: Some circumstances are beyond control (like extreme weather, or an incapacitated bride or groom), making postponement the only option.
  • Service Provider’s Absence:  In the event that one of the crucial service providers has to cancel at the last minute, insurance can cover you for finding a last minute replacement.
  • Illness or Injuries:  Planning for accidents and illnesses isn’t usually at the top of the list when it comes to weddings, but they do occasionally occur.  Some policies will cover the wedding party as well as the bride and groom.

Considering the amount you are likely to spend on a wedding, it makes sense to insure the investment.

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