How to Prevent Winter Property Damage

Friday, February 22, 2013

Even if you have a good insurance policy, you still want to prevent as much property damage as possible. And the winter’s months can sometimes be tough on your property.

Here are some tips for preventing the most common types of weather damage:

How to Prevent Winter Property Damage

  • The most important thing to do is to waterproof your home. Find an inspector or walk slowly around your property to check for cracks in walls. This can be a problem especially around doors or windows or places where pipes extend through the walls.

  • Check the trees around your house. Make sure that the roots do not interfere with the foundation of your house, and remember that strong wind can blow weakened trees or loose branches onto your home.

  • Check the roof. If foliage and other litter block the eavestrough, water will back up onto the roof with the first rain and leak into the house.

  • Strong winter wind can blow off loose or broken shingles, so check your roof to make sure it is secure.

  • You do not want rain water to pool around the foundation of your house. Either get someone to dig slopes so that the water can run away, or move the pipes into which roof water runs further from the house.

  • Homes with good insulation under the floor, above the ceiling and in walls have less condensation due to low outside temperatures. This eliminates mildew and fungi which cuts the need for re-plastering and re-painting every summer.

  • Make sure that all pipes in unheated areas, like the outside of the walls, are properly insulated. If they freeze, you might not have water which is bad, but if they burst or break, you are in a lot more trouble with water gushing inside or into the foundation of your house.

  • An active leak detection system is a good idea if you have the budget for it. It will sound an alarm if there is a leak, so the damage can be minimized by your immediate action.