Air Miles Credit Cards in Canada

Tuesday, November 6, 2012

Have you ever been approached by a Credit Card company claiming that they have the best perks for their credit cards? If you have, then you might to take the time to research which card might the best for you. There are numerous Air Miles Credit Cards in Canada but how do you know which one to choose?

Below lists some of the main features on some of the most common Air Miles Cards.

BMO AIR MILES – MasterCard

  • Earn one reward mile for every twenty dollars in purchases.
  • Redeem your reward miles for gift cards, merchandise, and travel.
  • Earn more than one reward mile at different venues (such as 1.25 reward miles at Shell and 1.50 miles at Car Rental agencies).
  • Purchase Protection & Extended Warranty.
  • Free Additional Cards.
  • No Annual Fee.

BMO GOLD AIR MILES – MasterCard

  • Earn one reward mile every fifteen dollars in purchases.

  • Redeem reward miles for gift cards, merchandise, and travel.

  • Exclusive twenty five percent discount on all Air Miles flights.

  • Earn more than one reward mile at different venues (such as 1.25 reward miles at Shell and 1.50 miles at Car Rental agencies).

  • Coverage for collision damage, car rental, stolen or lost luggage.

  • Purchase Protection and Extended Warranty.

  • $15/Year for additional supplementary cards.

  • Annual Fee of $99.

BMO SPC AIR MILES – MasterCard

  • Suitable for students are looking to earn rewards and discounts.

  • Redeem reward miles for gift cards, merchandise, and travel.

  • You can earn one reward mile every fifteen dollars in purchases.

  • Exclusive student discounts of 10% - 15% at many stores.

  • Earn more than one reward mile at different venues (such as 1.25 reward miles at Shell and 1.50 miles at Car Rental agencies).

  • Purchase Protection and Extended Warranty.

  • Free Additional Cards.

  • No Annual Fee.

AMERICAN EXPRESS CREDIT CARD

  • To apply, the minimum income is $45,000.

  • Insurance for: flight delay, lost and delayed luggage, trip interruption, as well as medical insurance.

  • Availability of purchase protection in platinum package.

  • Availability of extended warranty.

  • No annual fee for first year and then $65 per year.

In order for you to choose which type of credit card might work best for you, it’s a good idea to research all of them to get you started. If you want to use your air miles for travel, gifts or merchandise, the choice is up to you.