This Site is owned and operated by Western Direct Insurance Inc. (operating as Western Direct Insurance Agency in the Province of British Columbia) (“we” “us” “our”), which is a licensed insurance intermediary Alberta, British Columbia, Manitoba and Saskatchewan.

Insurance is offered by Western Direct Insurance Inc. and underwritten by its affiliate, The Personal Insurance Company. Western Direct Insurance Inc. Western Direct Insurance Inc. operates in British Columbia as Western Direct Insurance Agency. 

Terms and Conditions of Use

By accessing and browsing this website, users (“you”) accept, without limitation or qualification, the terms and conditions of use set out below (“Terms of Use”). If you do not agree to these Terms of Use you must immediately stop accessing and using this Site.  We may at any time revise, add or remove portions of these Terms of Use by updating this posting and providing notice of a change on this Site. Your continued access and browsing following notice of a change means that you agree to and accept these Terms of Use as amended.

Product and Web Site Availability

The products described in this Site may not be available in all provinces. The use of this Site is limited to persons who are resident in the province(s) in which the applicable products are available.

Site Content

This Site is intended to inform our clients, potential customers and the public concerning our products and services. We go to great lengths to keep the information on this site updated; however, we cannot guarantee its completeness, accuracy, or correctness at all times. When in doubt or to advise us of an inaccuracy, please contact one of our licensed customer representatives.

Information Accuracy (DISCLAIMER)

All information on this Web site, including quotations and information relating to premiums is subject to change without notice. We make no warranties or representations as to the accuracy or timeliness of the information provided on this Web site. We assume no liability or responsibility for any errors or omissions on this Web site.   premium amounts illustrated are not guaranteed or binding on us or on any insurer.

Nothing stated in this Web site shall be construed to extend, expand or modify the terms of any contract of insurance that exists or shall exist in the future.


We have not reviewed any or all of the sites that may be linked to this Site. We are not responsible for any sites linked to this Site. Your linking to any sites from this Site is at your own risk. By linking to a site or permitting a link to this Site, we do not endorse or accept any responsibility for the site operator or the content linked to the site.


By accessing and using this Web site, you agree that the laws of the Province of Alberta and the applicable Federal laws of Canada apply, without reference to any conflict of law principles, to any issue that might arise regarding this Web site. You hereby irrevocably attorn to the exclusive jurisdiction of the courts of the Province of Alberta  for any claims relating to these terms of use or the Website. 


We  shall not be liable for any loss, harm or damage, including without limitation, any direct, indirect, incidental, special, third party or consequential damages, howsoever caused and even where the likelihood of such damages was foreseeable, to any person as a consequence of, or arising out of your access to, or use of, this Site or any material published on this Site, even if we have been advised of the possibility of these damages and the failure of information to be properly transmitted to us. You agree that the use of this Web site, and any sites linking to or from this Web site, is entirely at your own risk.

Copyrights and Trademarks

The information available on this Site is protected by Canadian copyright laws. It is prohibited to copy, reproduce, publish, or distribute, in part or in whole, the content of this Site, except for non-commercial or personal use. In such a case, you must mention its source and ensure that the elements that have been reproduced were not altered in any way.

Our written authorization must be obtained prior to any other use of the material contained on this Site. To do so, please contact us.

Quote 4 Cures

Please click here for Quote 4 Cures terms and conditions.